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Christmas Club Savings Account

Christmas is, as the old song goes, the most wonderful time of the year. It can also be a very costly few weeks – between travel, time off, gifts, and the hot chocolate expenses. Our Christmas Club Savings account helps you make deposits throughout the year and earn interest at payout. You can use these funds however you like. A little bit here and there can add up to a much less stressful holiday season.

Account Features

  • Deposit account only
  • Make deposits whenever you want or set up automatic deposits
  • No minimum balance or monthly fees
  • Balance earns interest daily and is paid at the end of the club year
  • Money delivered at end of club year, in October, via direct deposit
  • Early withdrawal fee of $25
Daily Balance Interest Rate APY


0.030% 0.03%


0.030% 0.03%


0.030% 0.03%


0.030% 0.03%


0.030% 0.03%


0.030% 0.03%

*The annual percentage yield (APY) listed is accurate as 10/24/2016. The annual percentage yield assumes interest remains on deposit until maturity and that a withdrawal will reduce earnings. Additionally, fees could reduce the earnings on the account. The interest rate and annual percentage yield may change after the account is opened. This schedule is intended for your information only. We strive for the information to be accurate. We reserve the right to change any rate that may be printed in error. At our discretion, the interest rate and annual percentage yield are subject to change.

Contact a customer service or branch associate for further information about applicable fees and terms.

Certificate of Deposit (CD)

CDs are excellent savings tools with options to fit your specific goals. You can easily keep your money safe for a fixed amount of time, while earning a higher interest rate than a checking or savings account.

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Anytime Banking

There are several ways to manage your money from outside a banking office. We’re always glad to see you in person, but we know that sometimes it’s more convenient to handle your banking from home or while on-the-go.

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